Search by monthly budget
Tell us what you can comfortably pay each month. We’ll show every home where the mortgage, property tax, condo fees and running costs all fit.
How we work it out
- Mortgage: the asking price minus your down payment, at your rate and amortization, compounded twice a year the way Canadian fixed mortgages are.
- Mortgage insurance: with less than 20% down, the CMHC premium (2.8% to 4%) is added to the loan, and homes where your down payment is below the federal minimum are left out. Homes of $1.5 million or more need 20% down.
- Property tax and condo fees: from each listing, when the listing reports them.
- Other costs: your own allowance for utilities, insurance and maintenance.
Estimates only. Lenders also check your income and debts (the stress test). Mortgage calculator · Every ownership cost · Talk to us