38 Covert Street

Cobourg, Cobourg, K9A 2L6

Listed by COLDWELL BANKER - R.M.R Real Estate

$889,000

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Listed 12 days ago · MLS® X13880260

About this home

38 Covert Street offers a prime investment opportunity in the heart of downtown Cobourg. Long known as the home of the Cat and Fiddle and one of the area's few quintessential British-style pubs, this 3,156 sq. ft. MC-zoned building offers exceptional versatility and redevelopment potential. The main floor features a full commercial kitchen, traditional pub-style dining area, and classic bar, while the upper level includes a prep kitchen, private dining room, office, and flexible space that may suit events, additional dining, or potential residential conversion, subject to approvals. Two washrooms serve the upper level. A large patio enhances seasonal revenue potential. Equipment is negotiable. The MC zoning permits a variety of commercial and mixed-use opportunities, including the potential for upper-level residential units, and the property may qualify for Downtown Cobourg revitalization incentive programs, subject to eligibility. With its established reputation, high-visibility location, flexible zoning, and strong redevelopment potential, this is a rare opportunity in Cobourg's vibrant downtown core.

Details

Type
Commercial Retail
Lot
46 × 146 ft
Garage
None
Property tax
$6,696 (2025)
Neighbourhood
Cobourg
Municipality
Cobourg

Heating, cooling and services

Heating
Gas Forced Air Closed
Air conditioning
Yes
Water and sewer
Sanitary
Utilities
Yes

Building and exterior

Building area
3,156 Square Feet

More

Possession
TBD
Cross street
Covert And George St
Business type
Hospitality/Food Related

History of this address

1 earlier listing at this address, with sold and leased prices. Create a free account or sign in to see them.

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Very walkable

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: 3 grocery stores, 23 cafés and restaurants, 4 parks, 3 pharmacies. Nearest grocery: The Market & Smør (300 m). Nearest park: Rotary Waterfront Park (300 m).

Schools nearby

Elementary

  • St. Michael Catholic Elementary School Catholic
    EQAO: Gr 6 reading 94%, math 44%
    5 min walk
  • C.R. Gummow Public School
    EQAO: Gr 6 reading 89%, math 53%
    18 min walk
  • Burnham Public School
    EQAO: Gr 6 reading 81%, math 56%
    1.7 km
  • Notre Dame Catholic Elementary School Catholic
    EQAO: Gr 6 reading 96%, math 65%
    1.9 km

Secondary

  • Cobourg Collegiate Institute
    EQAO: Gr 9 math 53%, literacy test 81%
    1.2 km
  • Northumberland Centre for Individual Studies1.9 km
  • St. Mary Catholic Secondary School Catholic
    EQAO: Gr 9 math 57%, literacy test 75%
    2.4 km

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area K9A

Owners / renters
74% / 26%
Median household income
$82,000
Average age
49
Children under 15
13%
Homes
65% detached, 3% high-rise
Commute by transit
1%
Population
26,757

Languages spoken most at home besides English: Arabic 0.3%, Korean 0.2%, Mandarin 0.1%, Tagalog (Pilipino, Filipino) 0.1%.

Safety

Crime Severity Index for Cobourg police: 85 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Crime Severity Index: Statistics Canada.

Living here

Commute

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by COLDWELL BANKER - R.M.R Real Estate.

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

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